COVID-19

Coverage if you, a family member or a traveling companion are diagnosed with COVID-19 before or during your trip, and meet the requirements for coverage due to sickness.

Trip Cancellation

When you have coverage from Generali, you can be reimbursed for 15+ different covered events that most frequently cause travelers to cancel their travel plans.

Trip Interruption

If you are on your trip and your flight is cancelled by adverse weather or mechanical breakdown, or you get sick or injured, we can help you to return home safely or rejoin your group.

Medical Emergency

If you are injured during your trip, travel insurance may cover your medical expenses, including an ambulance ride. Many health insurance plans do not cover international travel.

Insurance Coverages Underwritten by Generali U.S. BranchView Plan Document
Max per person
Max per plan up to 10 travelers
Trip Cancellation
100% of Trip Cost Insured
100% of Trip Cost Insured
Provides reimbursement for unused, non-refundable, pre-paid trip costs if you are prevented from taking your trip due to a covered reason.
Trip Interruption
150% of Trip Cost Insured
150% of Trip Cost Insured
Provides reimbursement for unused, non-refundable, pre-paid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for the additional transportation cost to return home or rejoin your group.
Travel Delay
$500
$5,000
Provides reimbursement for reasonable expenses incurred such as accommodations, meals and local transportation if you are delayed 12 hours or more during your trip due to a covered reason. $100 per person daily limit.
Baggage
$750
$7,500
Provides coverage for loss, theft or damage to your baggage and covered personal effects during your covered trip.
Baggage Delay
$200
$2,000
Provides reimbursement for the purchase of personal effects if your baggage is delayed for 24 hours or more during your covered trip.
Medical and Dental
$50,000
$100,000
Provides coverage for the necessary medical, surgical and emergency dental care costs if you become sick or accidentally injured while on your covered trip. Coverage is in excess of your standard coverage, except where prohibited.
Emergency Assistance & Transportation
$25,000
$50,000
Benefits include transportation to the nearest suitable medical facility, help to return home if medically necessary and expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.
Accidental Death & Dismemberment
Air Flight Accident
$50,000
$100,000
Provides coverage if you are injured by an Air Flight Accident, which occurs while you are on a trip, and you suffer the loss of life or limb within 365 days of the Air Flight Accident.
Optional CoverageUnderwritten by Generali U.S. BranchView Plan Document
Max per person
Max per plan
Rental Car Damage
$35,000
$35,000
Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail. Not available to residents of Texas.
ServicesProvided by Generali's designated provider
Assistance service fees included in total plan cost
(see important disclosures link below)
24-Hour Emergency Assistance Services
Included
Included
These services offer on-the-spot and immediate assistance for unexpected problems that can arise during your trip. The line operates 24/7 for help anytime, any place while traveling.
Concierge Services
Included
Included
Get pre-trip assistance, and help scheduling golf tee times, making restaurant, airline and rental car reservations, and ticketing for entertainment and other special events.

FAQs

   
What is travel insurance and what does it cover?

Travel insurance offers you coverage if you have to cancel or interrupt your trip because of a covered reason and would otherwise lose your prepaid trip costs.

   
When is the best time to get travel insurance?

We suggest you buy a travel insurance plan when you book your trip. That way you have a long coverage period in case you need to cancel your trip because of a covered reason. 

   
What are the requirements for coverage due to sickness?

In order to qualify for coverage due to sickness, including COVID-19:

You, a Traveling Companion or your Service Animal get Sick after you purchase your plan, must seek the in person treatment of a Physician and can’t travel according to a physician. Or a non-traveling Family Member is hospitalized after you purchase your plan and you are unable to make the trip because they require your care.

Important Note: Your or your traveling companion’s sickness must first occur after you purchase your plan in order to have coverage. Pre-existing medical conditions are excluded from coverage. Review a Description of Coverage/Policy for full details.

   
If my trip is delayed past the original return date, does my travel insurance coverage extend as well?

Yes. All travel insurance coverages will be extended if your entire trip is covered by the plan and your return is delayed by unavoidable circumstances beyond your control. If coverage is extended, coverage will end either on the date you reach your originally scheduled return destination or seven days after your scheduled return date, whichever comes first.

 

   
I’ve paid for some of my trip, but not all of it. Can I still buy travel insurance?

Yes, you can actually buy Generali travel insurance before you make any trip payments. We suggest you buy a travel insurance plan when you make your first trip payment.